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    Iota's Impact By The Numbers

    Here’s what being a customer-focused company has allowed us to accomplish.

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    Request a Call

    Thriving Together

    Customer Support Options

    Hello there! It seems like you need some assistance. No worries – we’ve got you covered!

    Check out these amazing customer support option. 馃槈 Pick the one that tickles your fancy, and we鈥檒l be on our way to helping you out in no time!

    Edit Content

    Thriving Together

    Schedule a Product Demo

    Let’s begin below.

    Edit Content
    Edit Content

    Thriving Together

    Send Us A Note

    Hey there! We are totally excited to get a message from you! Don’t be shy, drop us a line below and let’s start a conversation! Can’t wait to hear what you have to say!
    Send Us A Note

      Personal Information


      Edit Content

      Thriving Together

      Product Support

      To obtain product support please click on the link below.聽 This will bring you to WorkforceWellbeing.com.聽 Please login and select the chat icon at the bottom right of your screen to let us know the type of support you are in need of.

      Edit Content

      Thriving Together

      Give Us a Call

      “Hey there! We’re dying to hear from you! Please give us a ring on our support line.聽 Let’s make some magic!

      FAST FACTS

      Iota's Impact By The Numbers

      Here’s what being a customer-focused company has allowed us to accomplish.

      0 yrs

      +

      Years Approving Wellbeing
      0

      +

      Learning Units Delivered
      0 %

      +

      Satisfaction Level

      Determining Your Net Worth

      Determining or calculating your net worth can be relatively simple if you understand what information you need and have that information readily available. Net worth for an individual is the total value of their assets (cash, stock, possessions, etc.) minus the total value of all their liabilities (mortgage, credit card debt, loans, etc.) at a given point in time. The following definitions should help in identifying what you need to calculate your net worth.
      What Are My Assets?
      An asset is an item of economic value that you own. Assets can include cash, land, a home, or other physical possessions or money you are owed. Items that can readily be converted to cash are known as liquid assets and may include jewelry, furniture, electronics, and stocks, among other things.
      Wealth creating assets often create financial freedom and may allow the owner to receive positive cash flows. Some possessions such as vehicles, large-screen televisions, and clothes are technically assets, but are not wealth creating assets because they do not generally increase in value or earn money. Most new cars depreciate (drop in value) as soon as they are driven off the car lot.
      In calculating net worth assets should be valued at their current market value, irrespective of what you may have paid for them. It is better to calculate market value on physical possessions conservatively. For collectible assets such as coins or stamps, you may need to consult a specialist to help determine their value.
      Assets also include investments such as savings, IRAs, stocks and bonds; and insurance instruments such as cash value life insurance. Your statements for these accounts should be helpful in calculating and identifying their value.
      What Are My Liabilities?
      Liabilities are financial obligations or debts that you owe to someone else including individuals or institutions such as a bank. Liabilities can include mortgages, loans, credit card debt, or other debts requiring payment. Monthly statements can be used to determine the amount of these debts. A mortgage balance can be obtained by calling the mortgage company.
      Net Worth Calculation
      Net worth = Assets Liabilities, and is calculated at a given point in time. If the value of those assets and liabilities ever changes, net worth will also change. Therefore, when making an apples to apples net worth determination it is important that the dates used for the valuation of assets and liabilities be the same or be relatively close.
      The Bottom Line
      Your net worth may be positive or negative, and is one measure of your financial health. In order to calculate your net worth, you should prepare a personal statement of assets and liabilities. This means listing the value of everything you own, listing the amounts of all your debts, and then computing the difference between the two. By monitoring the value of your net worth (wealth) regularly, you’ll have a snapshot your financial progress. Every time your net worth increases, you’ll feel great about yourself and be inspired to continue saving money and investing. If your net worth should decrease, it might challenge you and motivate you to make improvements.
      To help calculate your net worth, please use the Net Worth calculator.
      Determining your net worth does not have to be difficult but it can be made simple if you understand what variables are part of calculating net worth. Remember that your net worth is calculated at a given point in time and may not completely describe your financial situation. If you do have a negative net worth (you owe more than you own) you may want to look at your monthly budget to see where you can make adjustments to improve your financial situation.
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